Checked out a boat

I stopped by to check out "Reel Fun" (not crazy about the name, but I don't want to do a renaming ceremony). I'm totally new to boating but it seemed to be in nice shape for a 25 year old boat and has only has had 1 owner. The owner took me out for a sail and she did well. I don't know what the hull looks like under the water, so hopefully there are no issues. Seems crazy to pay for a survey on a $3000 boat.